The articles below are written by the attorneys of Hudson Cook and the staff of CounselorLibrary.

Many of the articles have appeared in recent issues of Spot Delivery® and other trade publications, such as World of Special Finance Magazine, ABA's Business Law Today, Auto Dealer Monthly and Dealer Business Journal.

All articles are in Adobe PDF format .
Maryland Governor Signs 3 Bills Addressing Mortgage Fraud, Foreclosure, and Foreclosure Rescue Transactions   December 2008
Is a Text Message a Phone Call, an E-mail, Neither, or Both?   December 2008
Trade-in Trouble   December 2008
A 'New' Used Car Rule? AGs Get in the Act   December 2008
No Office No License -- No License No Office   November 2008
Seventh Circuit Court of Appeals' Decision Clarifies Firm Offer of Credit Requirements   November 2008
Regulation Z Purposed Rule for Higher-Loans, California Law and Preemption   November 2008
Ohio Regulator Limits Speed Pay Fees Under the Second Mortgage Loan Act   November 2008
Ninth Circuit Upholds OCC's 2004 Preemption Regulations   November 2008
Massachusetts Divison of Banks Seeks Comment on Financial Responsibility Requirements for License Applicants   November 2008
Maryland Modifies Definition of "Total Purchase Price" for Purpose of Calculating Motor Vehicle Excise Tax and Increases Excise Tax Rate   November 2008
Late Fee Authorized by Maryland Motor Vehicle Leasing Act is Not Interest   November 2008
Federal Reserve Board and Office of Thrift Supervision Issues Proposed Rule on Unfair or Deceptive Practices for Credit Cards   November 2008
Federal Agencies Release Proposed Rules on Risk-Based Pricing Notices   November 2008
1st Circuit Court of Appeals Affirms Validity of Creditors' Firm Offers of Credit in Two Recent Decisions   November 2008
US Treasury Department Plan for the Overhaul of Financial Institution Regulation   November 2008
A Beginner's Guide to Title Lending   November 2008
Leckler v. CashCall Rings in Again   November 2008
A Patchwork (Quilt) of State Security Breach Notification Laws   November 2008
Consumer Credit: Preemption and Regulations   November 2008
Did I Forget To Pay A Traffic Ticket?   October 2008
Pay Attention! Regulators Do Listen   October 2008
Illinois Moves to Amend Title Loan Law   October 2008
Who Puts the "U" in UCC?   October 2008
Using the Word 'Free' In Ads Just Might Cost You   September 2008
Compliance Standards Of Learning   September 2008
eBay® Buyers and Sellers Beware!   September 2008
Use of the Word 'Free' In Ads Just Might Cost You   September 2008
FTC Sues Subprime Credit Card Marketing Company and Debt Collector for Deceptive Credit Card Marketing   August 2008
Where's the Thief?   August 2008
FTC Used Car Buyers Guide to Receive Overhaul   August 2008
Federal and State Laws Impacting Lessors and Motor Vehicle Leases of Military Servicemembers   August 2008
Just the FACTA, Ma'am   July 2008
Top Five Things You Need to Know About Selling Aftermarket Products   July 2008
Congress Slips Up on Slip Fix   July 2008
Top Five Things You Need To Know About Selling Aftermarket Products   June 2008
If the Government Comes to Call, Make Sure You Answer the Door Politely!   June 2008
Did You Take Proper Care of That Car I Sold You?   June 2008
"Let the Sun Shine In" The Student Loan Sunshine Act and Recent Developments in Student Lending Law   May 2008
New York DMV Weighs In On Dealers Internet Sales   May 2008
Has Your Compliance Program Got Game?   May 2008
Clearly Inconspicuous   April 2008
Change Your Clock; Keep Your Customers' Private Information Secure   April 2008
Are Your Bootstraps Tied?   March 2008
'Free' Products Weren't Free; FTC Settlement Calls for $200,000 Penalty   March 2008
Third-Party Liability for Federal Law Violations in Direct-to-Consumer Marketing: Telemarketing, Fax and E-mail   February 2008
Dealer-Fraud - Not On the FTC's Radar Screen?   February 2008
Who Is Watching Your Internet Sales Transactions?   February 2008
Time to Go to Plan B?   January 2008
Do You Know What Your Mailers Say   January 2008
Contract Issues   January 2008
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